It has been a rough few months. Business just hasn’t bounced back in quite the way I wish it would. Bills are starting to add up and I am falling behind. On top of all this I discover I’m in need of a new car. Or at least a new-to-me car. With the way things have been going the bank couldn’t help me at all. I’m now considered a financial risk and that disqualified me from a vehicle loan due to bad credit.
Without a reliable car I won’t be able to go to work and that puts me at risk of losing the only thing I have that is bringing in any kind of money into my house.
I was feeling pretty desperate and hopeless fearing that I could start to lose the things I had worked so hard to get as I was faced with a grim reality. If a bank won’t loan me money, where and who could I turn to for help? Without a reliable car I won’t be able to go to work and that puts me at risk of losing the only thing I have that is bringing in any kind of money into my house. Business is only just starting to pick up and I know I’ll get more hours, which will increase my wages and soon I’ll be back on my feet…but without a car…things are not looking as promising.
Then it happened. I needed to get away from my problems so I went for a long walk to clear my head. In the process I stopped at the coffee shop and sat there for a while. At one point the server started asking me questions about what I do and why I was looking so lost and out of place. I didn’t want to give her a lot of details but I gave her enough to paint a relatively clear picture of what my current situation is.
She told me her boyfriend went through just about the exact situation and was about to sell everything he owned when the bank turned down his loan application – oddly enough – for a car. As he was about to organize a giant garage sale of most of his belongings someone told him about a place called BC Auto Credit. She said her boyfriend didn’t have to sell anything and even got the car loan he needed! That really made my night and to top it off, she paid for my coffee!
They have designed their service to help people just like me. The idea is that if you have bad credit or have declared bankruptcy, they don’t focus on that.
As soon as I got home I went online and searched for BC Auto Credit. They are an internet automobile financing service. They have designed their service to help people just like me. The idea is that if you have bad credit or have declared bankruptcy, they don’t focus on that. Banks and other financial institutions use those things as hurdles and as a result, disqualify a lot of people because of it. Sure, I understand how that kind of risk can look to a bank so I don’t fault them for having strict guidelines.
However, places like BC Auto Credit see beyond the bad credit rating and work with car dealerships to put you in the car you need without putting up various roadblocks along the way. The application process is simple. I filled out my application late one night while watching TV in my living room. They only asked for a few personal details so it was fairly easy to fill out. Once I submitted my application I quickly received a notice on how to log into my account at BC Auto Credit. That allowed me to monitor the progress of my car loan which came back in a few days. I then visited the car dealer I wanted to shop from, BC Auto Credit worked with the same dealer and before I knew it, the new-to-me car, which I needed in order to keep my job, was purchased with ease.
If you find yourself in my situation, don’t give up. There is a solution. BC Auto Credit is an online automobile financing service that wants to put you behind the wheel of a new vehicle and they don’t measure your value based on your bad credit rating. They know that good people fall behind every so often and just need a break here and there to get ahead. BC Auto Credit gave me a break and they can be a service to you as well.